Teresa Ghilarducci is a labor economist, nationally recognized expert in retirement security and a pension reform advocate. She is a longtime member of the Labor and Employment Relations Association.
At the New School for Social Research in New York City, Ghilarducci holds the Bernard L. and Irene Schwartz Chair in economic policy analysis and directs the Schwartz Center for Economic Policy Analysis that focuses on economic policy research and outreach.
Ghilarducci's research and media work focuses on the need to restore the promise of retirement for every American worker. To do so, she has put forth a bold reform idea — the creation of Guaranteed Retirement Accounts — to solve the many problems Americans now face in planning for retirement: decreasing coverage and contributions, increasing investment risk, portability, leakage, high fees, and the drawdown of benefits in retirement.
Ghilarducci earned her doctorate in economics from the University of California at Berkeley. From 2007 to 2009, she was the Wurf fellow at the Labor and Worklife Program at Harvard Law School. She currently serves as a member of the Board of Directors of the Economic Policy Institute, a non-partisan think tank in Washington, D.C., that works to include the interests of low- and middle-income workers in economic policy
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